8/14/2023 0 Comments Flood brothers costWith 100,000 claims lodged so far for the Auckland flooding and Cyclone Gabrielle, Jones said it took persistance to get any progress. "I haven't swung a hammer since the floods. Since the flooding in January, he has been working full time preparing quotes. The reinstatement is pulling the house apart and putting it back together again once the framing's dried out." When we are getting them we're finding that half the scope's missing as far as the reinstatement goes. "They sort of sit on those assessments they won't hand them out that easily. Wilkinson also said it was hard getting insurers to hand over their scope of work, but when they do he finds they have left out half of what was required for the repair job. "That's a big gap and there's just no way it can be done for that sort of price." "We came in at about $100,000 to do all the work with all the outsourced trades and the insurance builders came in at $50,000," he said. His most recent quote was to replace two bathrooms and bedroom jib to dry out the framing, after the house flooded in the anniversary weekend storm. "That is something that we are concerned about and really encouraging homeowners to make sure that they do seek some independent advice."Īuckland builder Lachlan Wilkinson said he has seen some lowball offers from insurers. So what that can do, in certain circumstances, is transfer the ongoing risk from the insurer to the homeowner," Wright said. "We're discovering that some of them are actually full and final. The service's director Darren Wright said many relate to the scope of work insurers were providing. The government's claims resolution service was helping people settle problems and so far nearly 550 people have asked for help related to the Auckland Anniversary weekend flooding and Cyclone Gabrielle - of which more than half have been resolved. She would lodge a complaint if it was not resolved because insurers were required to release the scope of work they base a settlement offer on. Jones has since revised her quote down and the insurer has upped theirs but it was still half what she understood the repairs would cost. "It's like they've undercut it and so don't want you to see it." I asked them for a scope and they ended up going to the builder and the builder said 'No we're not going to send our scope, you send us her scope and quotes and we'll look at it and give you feedback'," she said. Jones said the insurer told her their $24,000 offer was a like for like replacement.īut the insurer would not provide her with its scope of work for the job so she could compare with her own builder's cost estimate. The lady on the phone she goes 'oh yip I can see we've had the quote through and it's all been approved so if you're happy I can process that payment today of $24,000'. Auckland resident Jen Jones has to replace her kitchen, flooring and part of the ceiling after her house flooded in the anniversary weekend storm.Ī project manager by trade, she got quotes for the repair work of about $90,000 but the insurer's own scope came in at just over $20,000.
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